Network-set interchange
Interchange is paid to the cardholder’s bank. The rate depends on the card type and transaction.
BLOGIC INTERCHANGE+
Every card costs differently. Why pay one blended rate?
BLOGIC passes through interchange and adds a disclosed markup. Your pricing follows the cards your customers actually use.
No email required. No obligation.
ONE PAYMENT. EVERY COST, VISIBLE.Illustrative example
A sale ofChange the amount to explore
→
Card-network cost$1.80Illustrative 1.70% + 10¢
+
BLOGIC markup$0.800.70% + 10¢
=
Processing cost$2.60For this example
Network cost varies with the transaction. Your markup is disclosed upfront.
Standard markup: 0.70% + 10¢. Qualifying volume may be priced as low as 0.40% + 10¢.
Example network cost is an assumption, not a published rate or quote.
BLOGIC markup
Standard pricing adds 0.70% + 10¢. Qualifying volume may receive pricing as low as 0.40% + 10¢, subject to review.
Documented pricing terms
Your proposal identifies applicable fees, assessments, and account terms before you commit.
THE SAME $100 SALE. DIFFERENT CARD COSTS.
See where the
difference comes from.
With flat-rate pricing, these cards cost you the same. With BLOGIC, your cost follows the card.
Stripe standard2.9% + 30¢ = $3.20
BLOGIC standard markup0.70% + 10¢ = $0.80Added to the interchange below.
Card example
$0$1$2$3$4
DifferenceRegulated debit
0.05% + 22¢ interchange¹
Save $2.13per $100 sale
Exempt debit
1.65% + 15¢ interchange
Save $0.60per $100 sale
Consumer credit
1.89% + 10¢ interchange
Save $0.41per $100 sale
Traditional rewards
2.04% + 10¢ interchange
Save $0.26per $100 sale
Signature Preferred
2.50% + 10¢ interchange
$0.20 moreper $100 sale
All bars use the same $0–$4 scale. BLOGIC modeled costs include interchange + 0.70% + 10¢, assuming assessments are covered by the markup. Other fees may apply.
View the interchange rate table
Swipe to compare all columns ↔
| Card example | InterchangeRate → cost on $100 | StripeStandard pricing | BLOGICModeled cost | DifferencePer $100 sale |
|---|---|---|---|---|
| Regulated debitVisa debit · eligible issuer¹ | 0.05% + 22¢$0.27 interchange | $3.20 | $1.07 | Save $2.13 |
| Exempt debitVisa · CPS/e-Commerce Basic | 1.65% + 15¢$1.80 interchange | $3.20 | $2.60 | Save $0.60 |
| Consumer creditVisa “All Other Products” · Product 1 | 1.89% + 10¢$1.99 interchange | $3.20 | $2.79 | Save $0.41 |
| Traditional rewardsVisa · Product 1 | 2.04% + 10¢$2.14 interchange | $3.20 | $2.94 | Save $0.26 |
| Signature PreferredVisa premium credit · Product 1 | 2.50% + 10¢$2.60 interchange | $3.20 | $3.40 | $0.20 more |
Lower-cost cards. Lower processing costs. Some premium cards can cost more. Your overall savings depend on the cards your customers actually use.
Compare your card mix ↓Sources & comparison assumptions
Published interchange examples are from Visa’s US schedule, effective April 18, 2026 ↗ (printed pages 4 and 9). These are selected card-not-present programs, not rates for every transaction. Card product, merchant category, transaction data, and qualification affect the applicable rate.
¹ Regulated debit includes the 1¢ fraud-prevention adjustment for eligible issuers: 0.05% + 21¢ + 1¢.
Stripe uses its published US domestic online standard rate ↗. Custom pricing and additional services are excluded. BLOGIC adds the site’s standard 0.70% + 10¢ markup to each interchange example. As in the calculator, these modeled totals assume network assessments are covered by that markup; confirm this and all other charges in your written quote.
Additional account, gateway, international, dispute, and platform charges are not included. Shopify third-party transaction fees, where applicable, are additional—include them in the calculator below. Examples are not quotes or guaranteed savings. Sources checked September 25, 2026.
Illustrative processing costs, not all-in quotes. Assumes assessments are included in BLOGIC’s markup; other fees may apply.
YOUR BUSINESS. YOUR NUMBERS.
Make the comparison
your own.
A few inputs. A transparent estimate.
See whether a closer look is worth your time.
Illustrative monthly savings
$633
That’s $7,600 a year to put back into your business.
Stripe standard$3,300
BLOGIC estimate$2,667
3.30% current effective2.67% BLOGIC effective
Estimated transactions / month1,333
Interchange assumption / month$1,833
BLOGIC markup / month$833
Platform + other fees / month$0
Estimate, not a quote. Actual card mix, assessments, additional services, and account terms affect your cost. Savings are not guaranteed.
Stripe example: US domestic online cards at 2.9% + 30¢. Additional charges and custom pricing may apply. View Stripe pricing ↗
Upfront underwriting
Your business is reviewed before activation. Ongoing monitoring, holds, and reserves may still apply.
Account management
A named account manager provides support with account questions and statement reviews.
Switching assessment
We review platform compatibility and total costs before recommending a switch, including applicable Shopify third-party fees.
THE DIFFERENCE, AT A GLANCE
Why interchange+ pricing
is better than flat-rate pricing.
Choose with the whole picture.
Predictability and transparency both matter.
| What you’re comparing | Flat-rate pricingStripe standard example | BLOGIC Interchange+Standard disclosed markup |
|---|---|---|
| How the rate works | A standard rate for eligible transactions. | Actual interchange, plus the disclosed markup. |
| US online card pricing | 2.9% + 30¢ for domestic cards. | Interchange + 0.70% + 10¢.Qualifying volume may be quoted lower. |
| As your card mix changes | The standard rate stays the same for eligible cards. | Your cost follows the underlying interchange. |
| Account reviews | Ongoing monitoring; holds and reviews can occur. | Upfront underwriting plus ongoing monitoring. Holds can still occur. |
| What to check | Add-ons, international cards, disputes, and custom terms. | The full quote, platform fees, assessments, and account terms. |
Selling on Shopify? Third-party transaction fees can offset processing savings. Verify your plan’s fee and payment-method compatibility before switching. Shop Pay availability also needs a separate check.
Include your fees ↑LET’S LOOK AT THE REAL NUMBERS
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